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Affirm Holdings, Inc. (AFRM)
$81.25+1.76 (+2.21%)
Market OpenUpdated 2:03 PM EDT
Affirm Holdings, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Affirm Holdings, Inc. in the Financial Services sector is trading at $81.25 with a market capitalization of $24.7B. Wall Street consensus targets $83.89 (27 analysts), implying a +3.3% move over the next 12 months. The stock is currently 19% below its 52-week high of $100.00, remaining 22.4% above its 200-day moving average. On fundamentals, Piotroski 6/9 shows mixed financial quality. The Whystock Score of 85/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side consensus broadly in line with current price
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $1.04B↓ | $1.12B↑ | $933.34M↑ | $876.42M↑ | $783.13M |
| Gross Profit | $684.86M↓ | $779.57M↑ | $631.42M↑ | $593.47M↑ | $512.12M |
| Operating Income | $202.19M↓ | $229.34M↑ | $173.69M↑ | $163.97M↑ | $99.25M |
| Net Income | $102.90M↓ | $129.59M↑ | $80.69M↑ | $69.24M↑ | $2.80M |
Peer Comparison
JPMBACGS
Fundamentals
Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The company's commerce plat...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$24.67B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
66.95
Beta
High-beta play. Expect amplified moves vs. the broad market.
3.72
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
10.11%
Volume
Today's trading volume
2.31M
Recent News
Affirm Holdings, Inc. (AFRM) Is a Trending Stock: Facts to Know Before Betting on It
Affirm Holdings (AFRM) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.
Wells Fargo Maintains a Buy on Affirm Holdings (AFRM)
Affirm Holdings, Inc. (NASDAQ:AFRM) is one of the Best Growth Stocks to Buy and Hold for the Next Decade. The Street is bullish on Affirm Holdings, Inc. (NASDAQ:AFRM), with analysts’ 12-month average price target suggesting more than 17.73% upside from the current levels. Moreover, 76% of the 33 analysts covering the stock maintain a Buy […]
How Affirm’s Backcountry Partnership Expands Its Outdoor Footprint And Diversification Narrative At AFRM
Backcountry announced in June 2026 that it had partnered with Affirm, adding Affirm’s pay‑over‑time option across Backcountry and its affiliated online brands, including Competitive Cyclist, MotoSport, Steep & Cheap, and Level Nine Sports. This agreement further extends Affirm’s presence into the outdoor recreation category, where high-ticket gear purchases can make transparent, installment-based payments especially relevant for both shoppers and merchants. Next, we’ll examine how adding...
2 Growth Stocks with Explosive Upside and 1 Facing Challenges
Growth is oxygen. But when it evaporates, the consequences can be severe - ask anyone who bought Cisco in the Dot-Com Bubble or newer investors who lived through the 2020 to 2022 COVID cycle.
Morgan Stanley Just Downgraded Affirm Stock. Here's Why.
Affirm stock sinks as Morgan Stanley downgrades it to "Equal Weight." Here’s why the bank is recommending stepping to the sidelines in AFRM shares.