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CACC
$638.23+9.37 (+1.49%)
Market ClosedLast close Jun 29
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Credit Acceptance Corporation in the Financial Services sector is trading at $638.23 with a market capitalization of $6.0B. Wall Street consensus targets $536.67 (3 analysts), implying a -15.9% move over the next 12 months. The stock is currently near its 52-week high of $640.29, remaining 30.5% above its 200-day moving average. On fundamentals, Piotroski 6/9 shows mixed financial quality. The Whystock Score of 75/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply -15.9% downside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $574.80M↑ | $573.60M↓ | $576.40M↑ | $575.60M↑ | $562.30M |
| Gross Profit | $362.00M↓ | $363.30M↑ | $356.00M↑ | $354.00M↑ | $342.90M |
| Operating Income | $169.80M↓ | $233.30M↑ | $142.90M↑ | $109.60M↓ | $134.10M |
| Net Income | $135.80M↑ | $122.00M↑ | $108.20M↑ | $87.40M↓ | $106.30M |
Peer Comparison
JPMBACGS
Fundamentals
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$6.04B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
High-beta play. Expect amplified moves vs. the broad market.
-
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
29.95%
Volume
Today's trading volume
129,033
Recent News
Q1 Earnings Outperformers: Credit Acceptance (NASDAQ:CACC) And The Rest Of The Consumer Finance Stocks
The end of an earnings season can be a great time to discover new stocks and assess how companies are handling the current business environment. Let’s take a look at how Credit Acceptance (NASDAQ:CACC) and the rest of the consumer finance stocks fared in Q1.
Zacks Industry Outlook Highlights Credit Acceptance, Enova and Encore
Credit Acceptance, Enova and Encore have been highlighted in this Industry Outlook article.
3 Consumer Loan Stocks Poised to Gain From Improving Industry Dynamics
While subdued asset quality and macro uncertainty are concerns, higher rates for long, digitization and easier lending criteria support the Zacks Consumer Loans industry. So, firms like CACC, ENVA and ECPG are poised to gain.
Credit Acceptance (CACC) Up 0.3% Since Last Earnings Report: Can It Continue?
Credit Acceptance (CACC) reported earnings 30 days ago. What's next for the stock? We take a look at earnings estimates for some clues.
What to Know About a New $18 Million Bet on Cal-Maine Foods
Cal-Maine Foods is a leading U.S. producer of shell eggs and specialty varieties for major grocery and foodservice customers nationwide.