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Chime Financial, Inc. (CHYM)
$21.00+0.68 (+3.35%)
After Hours$20.92-0.08 (-0.38%)· Last close Jun 29
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Chime Financial, Inc. in the Technology sector is trading at $21.00 with a market capitalization of $6.7B. Wall Street consensus targets $30.50 (18 analysts), implying a +45.2% move over the next 12 months. The stock is currently 46% below its 52-week high of $38.67, remaining 1.1% below its 200-day moving average. On fundamentals, Piotroski 5/9 shows mixed financial quality, Altman Z in the safe zone. The Whystock Score of 60/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Sell-side targets imply +45.2% upside over 12 months
Long-term trend bearish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $647.39M↑ | $596.36M↑ | $543.52M↑ | $528.15M↑ | $518.74M |
| Gross Profit | $580.31M↑ | $530.25M↑ | $474.12M↑ | $461.03M↑ | $458.33M |
| Operating Income | $46.16M↑ | -$53.77M↑ | -$64.71M↑ | -$930.64M↓ | $9.14M |
| Net Income | $53.46M↑ | -$44.78M↑ | -$54.72M↑ | -$923.38M↓ | $12.94M |
Peer Comparison
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Fundamentals
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$6.72B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
High-beta play. Expect amplified moves vs. the broad market.
-
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
-67.25%
Volume
Today's trading volume
8.06M
Recent News
Chime Financial, Inc. (CHYM) Surges 11.2%: Is This an Indication of Further Gains?
Chime Financial, Inc. (CHYM) saw its shares surge in the last session with trading volume being higher than average. The latest trend in earnings estimate revisions may not translate into further price increase in the near term.
Chime Financial, Inc. (CHYM) Upgraded to Buy: What Does It Mean for the Stock?
Chime Financial, Inc. (CHYM) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
The Street Expects More Than 70% Upside for Chime Financial (CHYM) Despite 5.3% Decline Over the Past Month
Chime Financial, Inc. (NASDAQ:CHYM) is one of the Most Promising New Technology Stocks to Buy According to Analysts. The stock has declined slightly by around 5.3% over the past month, mainly due to insider selling and broader fintech volatility. Despite the decrease in share price, analysts project more than 70% upside from the current level. […]
What Upstart's $600M Neuberger Deal Means for UPST Investors
UPST's renewed $600M Neuberger loan deal strengthens funding confidence as originations, revenue and lending partnerships grow.
Here is Why Chime Financial (CHYM) is One of the Best Payment Processing Stocks
Chime Financial Inc. (NASDAQ:CHYM) is one of the 10 best payment processing stocks to buy now. On May 29, Chime Financial Inc. (NASDAQ:CHYM) commenced its The Compound Combine initiative in New Jersey with Invest America. This event forms the inaugural part of the latest rounds of community programs dedicated to financial education. The Compound Combine […]