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Live Oak Bancshares (LOB)
$41.02-0.38 (-0.92%)
Market ClosedLast close Jun 29
Live Oak Bancshares, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Live Oak Bancshares, Inc. in the Financial Services sector is trading at $41.02 with a market capitalization of $1.8B. Wall Street consensus targets $42.75 (4 analysts), implying a +4.2% move over the next 12 months. The stock is currently near its 52-week high of $42.89, remaining 14.5% above its 200-day moving average. On fundamentals, Piotroski 5/9 shows mixed financial quality. The Whystock Score of 85/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side consensus broadly in line with current price
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $140.37M↑ | $133.00M↓ | $142.46M↑ | $142.00M↑ | $120.56M |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| Net Income | $30.04M↓ | $46.21M↑ | $26.52M↑ | $23.43M↑ | $9.72M |
Peer Comparison
JPMBACGS
Fundamentals
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, including noninterest-bearing demand, ...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.79B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
High-beta play. Expect amplified moves vs. the broad market.
-
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.29%
ROE
Average efficiency. Growth may require heavy reinvestment.
9.88%
Volume
Today's trading volume
259,346
Recent News
What to Know About a $336,000 Live Oak Bancshares Insider Sale With Shares Up Nearly 40% This Past Year
Focused on commercial and small business banking, this regional lender just reported a notable insider sale in its latest SEC filing.
Should Investors Be Nervous Live Oak Bancshares' CEO Sold 20,000 Shares?
This North Carolina-based lender reported a notable insider sale while maintaining significant indirect ownership and a diversified business model.
1 Cash-Heavy Stock on Our Buy List and 2 Facing Challenges
Companies with more cash than debt can be financially resilient, but that doesn’t mean they’re all strong investments. Some lack leverage because they struggle to grow or generate consistent profits, making them unattractive borrowers.
2 Reasons to Sell LOB and 1 Stock to Buy Instead
Live Oak Bancshares has followed the market’s trajectory closely, rising in tandem with the S&P 500 over the past six months. The stock has climbed by 10.5% to $39.03 per share while the index has gained 8.4%.
3 Stocks Estimated To Be Up To 47.8% Below Intrinsic Value
Over the last 7 days, the United States market has dropped 2.4%, yet it remains up by 22% over the past year, with earnings forecasted to grow by 18% annually. In this context, identifying undervalued stocks can be particularly appealing as they may offer significant potential for appreciation when their intrinsic value is recognized by the market.