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NMI Holdings (NMIH)
$41.22+0.60 (+1.48%)
After Hours$41.22+0.00 (+0.00%)· Last close Jun 29
NMI Holdings, Inc., together with its subsidiaries, provides private mortgage guaranty insurance services in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
NMI Holdings, Inc. in the Financial Services sector is trading at $41.22 with a market capitalization of $2.9B. Wall Street consensus targets $46.29 (7 analysts), implying a +12.3% move over the next 12 months. The stock is currently 5% below its 52-week high of $43.20, remaining 7.6% above its 200-day moving average. On fundamentals, Piotroski 4/9 shows mixed financial quality. The Whystock Score of 90/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +12.3% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $183.47M↑ | $180.74M↑ | $178.68M↑ | $173.78M↑ | $173.25M |
| Gross Profit | — | — | — | — | — |
| Operating Income | $132.05M↑ | $128.28M↓ | $130.81M | $130.72M↓ | $138.48M |
| Net Income | $99.33M↑ | $94.22M↓ | $96.00M↓ | $96.15M↓ | $102.56M |
Peer Comparison
JPMBACGS
Fundamentals
NMI Holdings, Inc., together with its subsidiaries, provides private mortgage guaranty insurance services in the United States. It provides primary mortgage insurance services; and outsourced loan review services to mortgage loan originators. The com...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$2.90B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
High-beta play. Expect amplified moves vs. the broad market.
-
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
14.65%
Volume
Today's trading volume
782,171
Recent News
2 Reasons to Watch NMIH and 1 to Stay Cautious
Over the past six months, NMI Holdings’s shares (currently trading at $37.92) have posted a disappointing 8.8% loss, well below the S&P 500’s 7.8% gain. This might have investors contemplating their next move.
NMIH Lags Industry, Trades at a Discount: Here's How to Play the Stock
NMI Holdings benefits from rising mortgage insurance activity and record insurance in force, supporting premium and earnings growth.
ACGL Outperforms Industry, Trades at a Premium: How to Play the Stock
Arch Capital is benefiting from strong premium growth, disciplined underwriting and favorable property and casualty market conditions.
SIGI Outperforms Industry, Trades Near 52-Week High: Time to Leave?
Selective Insurance Group focuses on disciplined underwriting, higher pricing and expansion in commercial lines to support more stable earnings growth.
2 Value Stocks to Research Further and 1 We Avoid
Value stocks typically trade at discounts to the broader market, offering patient investors the opportunity to buy businesses when they’re out of favor. The key risk, however, is that these stocks are usually cheap for a reason — five cents for a piece of fruit may seem like a great deal until you find out it’s rotten.