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OppFi Inc. (OPFI)
$9.46+0.18 (+1.89%)
Market OpenUpdated 3:17 PM EDT
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
OppFi Inc. in the Financial Services sector is trading at $9.46 with a market capitalization of $1.2B. Wall Street consensus targets $14.00 (3 analysts), implying a +48.1% move over the next 12 months. The stock is currently 37% below its 52-week high of $14.97, remaining 0.3% below its 200-day moving average. On fundamentals, Piotroski 5/9 shows mixed financial quality, Altman Z in the safe zone. Risk note: RSI 74 is overbought against a weak tape. The Whystock Score of 80/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +48.1% upside over 12 months
Long-term trend bearish (price vs 200-day SMA)
Overbought RSI 74 against a weak tape — risk of pullback
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $151.88M↓ | $159.25M↑ | $155.09M↑ | $142.44M↑ | $140.27M |
| Gross Profit | $129.12M↓ | $135.20M↑ | $130.50M↑ | $115.05M↓ | $116.24M |
| Operating Income | $99.94M↓ | $104.61M↑ | $98.98M↑ | $87.00M↓ | $91.95M |
| Net Income | $28.40M↑ | $16.85M↓ | $41.63M↑ | -$20.78M↓ | -$11.37M |
Peer Comparison
JPMBACGS
Fundamentals
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream option...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.15B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
3.94
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.87
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
87.37%
Volume
Today's trading volume
553,198
Recent News
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OppFi (OPFI) Soars 6.3%: Is Further Upside Left in the Stock?
OppFi (OPFI) witnessed a jump in share price last session on above-average trading volume. The latest trend in earnings estimate revisions for the stock doesn't suggest further strength down the road.
California judge rules in favor of OppFi, against regulator
A judge ruled that OppFi sufficiently demonstrated that its banking partner was the true lender of OppLoans, and that their relationship wasn’t a “rent-a-bank ruse.”
LendingClub CEO expects ‘skinned knees’ amid fintech charter rush
Fintechs that want to become banks should brace for “a learning curve” as they ramp up governance, risk and compliance infrastructure, said LendingClub CEO Scott Sanborn.
SoFi vs. OppFi: Which Fintech Stock Should Investors Consider Buying?
OPFI's profit surge and falling charge-offs go up against SOFI's blockchain-led push and dilution risks: here is how the upside stacks up.