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Old Second Bancorp (OSBC)
$23.21-0.17 (-0.73%)
Market ClosedLast close Jun 29
Old Second Bancorp, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Old Second Bancorp, Inc. in the Financial Services sector is trading at $23.21 with a market capitalization of $1.1B. Wall Street consensus targets $23.80 (5 analysts), implying a +2.5% move over the next 12 months. The stock is currently near its 52-week high of $23.55, remaining 17.5% above its 200-day moving average. On fundamentals, Piotroski 4/9 shows mixed financial quality. The Whystock Score of 85/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side consensus broadly in line with current price
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $92.25M↓ | $93.55M↓ | $94.18M↑ | $73.64M↑ | $71.72M |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| Net Income | $25.59M↓ | $28.79M↑ | $9.87M↓ | $21.82M↑ | $19.83M |
Peer Comparison
JPMBACGS
Fundamentals
Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money mark...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.14B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
High-beta play. Expect amplified moves vs. the broad market.
-
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
1.16%
ROE
Average efficiency. Growth may require heavy reinvestment.
9.63%
Volume
Today's trading volume
347,481
Recent News
1 Momentum Stock for Long-Term Investors and 2 We Brush Off
Each stock in this article is trading near its 52-week high. These elevated prices usually indicate some degree of investor confidence, business improvements, or favorable market conditions.
2 Reasons to Watch OSBC and 1 to Stay Cautious
Old Second Bancorp has been treading water for the past six months, recording a small return of 3.9% while holding steady at $21.66. The stock also fell short of the S&P 500’s 10.9% gain during that period.
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How The Old Second Bancorp (OSBC) Investment Story Is Shifting As Analyst Views Diverge
A modest US$1 reduction in the Street price target has sharpened attention on how Old Second Bancorp is being valued today. That move reflects a split view, with some analysts comfortable with the stock’s positioning, while others lean on more cautious assumptions in their models. As you read on, you will see what is driving this evolving narrative and how to keep track of the shifts that matter. Analyst Price Targets don't always capture the full story. Head over to our Company Report to...