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PennyMac Financial Services, In (PFSI)
$86.15+0.07 (+0.08%)
Market ClosedLast close Jun 29
PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
PennyMac Financial Services, Inc. in the Financial Services sector is trading at $86.15 with a market capitalization of $4.2B. Wall Street consensus targets $109.86 (7 analysts), implying a +27.5% move over the next 12 months. The stock is currently near its 52-week low of $77.67, remaining 20.3% below its 200-day moving average. On fundamentals, Piotroski 5/9 shows mixed financial quality, Altman Z in the distress zone. The Whystock Score of 60/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Sell-side targets imply +27.5% upside over 12 months
Long-term trend bearish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $966.74M↓ | $2.21B↑ | $882.81M↓ | $931.58M↓ | $1.07B |
| Gross Profit | $463.17M↓ | $1.71B↑ | $413.06M↓ | $483.44M↓ | $686.73M |
| Operating Income | $104.69M↓ | $133.46M↓ | $236.57M↑ | $76.86M↓ | $104.20M |
| Net Income | $82.32M↓ | $106.83M↓ | $181.50M↑ | $136.46M↑ | $76.28M |
Peer Comparison
JPMBACGS
Fundamentals
PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through two segments, Production and Servicing. The Production segment is inv...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$4.19B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
8.57
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.49
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
1.04%
ROE
Average efficiency. Growth may require heavy reinvestment.
11.72%
Volume
Today's trading volume
572,256
Recent News
Is the Options Market Predicting a Spike in PennyMac Financial Services Stock?
Investors need to pay close attention to PFSI stock based on the movements in the options market lately.
Housing Bill Approval Ignites Mortgage Stock Rally: RKT, PFSI & LDI in Focus
RKT, PFSI and LDI rally after Housing bill approval raises hopes that higher housing supply and affordability could support mortgage activity, if signed into law.
1 of Wall Street’s Favorite Stocks on Our Buy List and 2 We Brush Off
The stocks in this article have caught Wall Street’s attention in a big way, with price targets implying returns above 20%. But investors should take these forecasts with a grain of salt because analysts typically say nice things about companies so their firms can win business in other product lines like M&A advisory.
Amazon (AMZN): The Best High Quality Stock to Buy for the Long Term
Amazon.com, Inc. (NASDAQ:AMZN) is one of the 12 High Quality Stocks to Buy for the Long Term. On June 16, 2026, PennyMac Financial Services (PFSI) expanded its strategic agreement with Amazon Web Services, an Amazon.com, Inc. (NASDAQ:AMZN) company, to accelerate its transformation into an AI-driven mortgage technology leader. PennyMac is using AWS’ generative AI capabilities […]
BTIG sees upside in mortgage stocks despite higher rates, names Rithm top pick
Investing.com -- BTIG said the U.S. mortgage sector remains attractive on a medium-term risk/reward basis despite a more challenging interest-rate environment in 2026, arguing that improving operating efficiency and resilient mortgage demand could support earnings recovery once rates stabilize. The firm named Rithm Capital as its top pick for the second half of 2026 and also highlighted United Wholesale Mortgage (UWM) as a preferred idea.