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$14.78-0.47 (-3.05%)
SoFi Technologies, Inc.
SoFi Technologies, Inc. in the Financial Services sector is trading at $14.78 with a market capitalization of $24.5B. Wall Street consensus targets $20.36 (23 analysts), implying a +37.8% move over the next 12 months. The stock is currently near its 52-week low of $14.76, remaining 20.1% below its 200-day moving average. On fundamentals, Piotroski 2/9 flags weak fundamentals. Risk note: RSI 16 is oversold, raising the odds of a near-term bounce; MACD remains below its signal line. The Whystock Score of 65/100 suggests a balanced risk-reward profile.
| Metric (USD) | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
|---|---|---|---|---|---|
| Total Revenue | $1.22B↑ | $1.10B↑ | $1.03B↑ | $961.60M↑ | $854.94M |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| Net Income | $156.59M↓ | $166.73M↓ | $173.55M↑ | $139.39M↑ | $97.26M |
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial...
Academic risk and quality models computed from SOFI's own filings and price history, not from analyst opinion.
Weak: only 2 of 9 fundamental-health tests pass, which is the range associated with deteriorating fundamentals.
Beneish M above -1.78, the threshold where the model flags an elevated likelihood of earnings manipulation.
Share of earnings coming from accruals rather than cash. Higher values historically precede weaker future returns.
Hidden Markov model fitted to two years of returns, separating bull, bear and sideways states by their own drift and volatility.
GARCH(1,1) 30-day annualised forecast, above the current 50.2% reading.
Fama-French 5-factor market beta. The five factors explain 49% of this stock's return variance; the rest is idiosyncratic.
The stock’s own historical valuation anchor, which is a fairer comparison than a sector average for a company with a persistent premium or discount.
Model inputs as of 2026-10-13.