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Upstart Holdings, Inc. (UPST)
$35.03+1.37 (+4.07%)
Market ClosedLast close Jun 29
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Upstart Holdings, Inc. in the Financial Services sector is trading at $35.03 with a market capitalization of $2.9B. Wall Street consensus targets $40.13 (15 analysts), implying a +14.6% move over the next 12 months. The stock is currently near its 52-week low of $23.96, remaining 10.6% below its 200-day moving average. On fundamentals, Piotroski 3/9 flags weak fundamentals. The Whystock Score of 50/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Sell-side targets imply +14.6% upside over 12 months
Long-term trend bearish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $308.21M↑ | $276.22M↓ | $277.11M↑ | $257.29M↑ | $213.37M |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| Net Income | -$6.65M↓ | $18.64M↓ | $31.80M↑ | $5.61M↑ | -$2.45M |
Peer Comparison
JPMBACGS
Fundamentals
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform in...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$2.90B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
73.88
Beta
High-beta play. Expect amplified moves vs. the broad market.
2.26
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
6.74%
Volume
Today's trading volume
5.24M
Recent News
Futu vs. Upstart: Which Fintech Stock Fits Your Portfolio Best?
UPST's originations growth, AI automation and product expansion give it an edge over FUTU, which faces a CSRC penalty and profit pressure.
Upstart Holdings, Inc. (UPST) Gains As Market Dips: What You Should Know
Upstart Holdings, Inc. (UPST) concluded the recent trading session at $33.66, signifying a +2.09% move from its prior day's close.
Renewed Funding And Securitization Might Change The Case For Investing In Upstart Holdings (UPST)
In recent days, Upstart Holdings renewed its forward-flow agreement with Neuberger Specialty Finance, paving the way for funds it manages to buy up to US$600,000,000 of consumer loans, while KBRA assigned preliminary ratings to notes from Upstart Securitization Trust 2026-3 backed by unsecured consumer and auto secured personal loans. Together, these funding and securitization moves underscore how Upstart is deepening its institutional capital access, a core ingredient for sustaining loan...
Upstart (UPST) Renews Neuberger Deal As New Securitization Wins Preliminary Ratings
Upstart Holdings renewed its forward flow agreement with Neuberger Specialty Finance, supporting continued investment in Upstart powered consumer loans. The company also received preliminary ratings for a new securitization trust tied to its loan originations. These funding moves highlight ongoing institutional interest in assets originated through the Upstart platform. Upstart Holdings, traded as NasdaqGS:UPST, is back in focus after extending a key funding relationship and moving ahead...
Upstart’s (UPST) New CFO Is Shaping the Next Chapter; Here’s What Wall Street Learned
With market capitalization of $3.10 billion, Upstart Holdings, Inc. (NASDAQ:UPST) is among the 10 Stocks That Could Double Over the Next 2 Years. On June 9, Jefferies raised its price target on Upstart Holdings, Inc. (NASDAQ:UPST) to $30 from $27 while maintaining a Hold rating on the shares. The firm noted that discussions with Upstart’s newly appointed […]