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Yiren Digital Ltd. (YRD)
$1.11+0.01 (+0.91%)
Market ClosedLast close Jun 26
Yiren Digital Ltd.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Yiren Digital Ltd. in the Financial Services sector is trading at $1.11 with a market capitalization of $110M. The stock is currently near its 52-week low of $1.07, remaining 69.8% below its 200-day moving average. On fundamentals, Piotroski 6/9 shows mixed financial quality, Altman Z in the distress zone. The Whystock Score of 40/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Long-term trend bearish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|
| Total Revenue | $893.34M↓ | $1.57B↓ | $1.67B↑ | $1.55B↑ | $1.45B |
| Gross Profit | $642.46M↓ | $1.42B↓ | $1.51B↑ | $1.33B↑ | $1.25B |
| Operating Income | -$1.14B↓ | $207.93M↓ | $381.50M↑ | $307.48M↑ | $295.79M |
| Net Income | -$868.15M↓ | $317.64M↓ | $357.54M↑ | $247.51M↓ | $331.45M |
Peer Comparison
JPMBACGS
Fundamentals
Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$110.24M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
14.00
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.23
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
0.59%
Volume
Today's trading volume
53,902
Recent News
Yiren Digital Ltd (YRD) Q1 2026 Earnings Call Highlights: AI Integration Drives Operational ...
Despite a significant revenue drop, Yiren Digital Ltd (YRD) leverages AI to enhance credit quality and expand its Internet Insurance business.
Yiren Digital (YRD) Q4 2025 Earnings Transcript
With support of these AI tools, we incubated our Internet insurance business, which has achieved strong growth quarter -- strong growth quarter-after-quarter in 2025. Heightened credit regulations and industry-wide deterioration in credit quality created significant pressure across our business.
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Why Yiren Digital (YRD) Is Down 44.2% After Weak Q4 Results And Dividend Suspension
Yiren Digital Ltd. reported past fourth-quarter 2025 revenue of CNY 957.63 million versus CNY 1,452.19 million a year earlier, swinging to a net loss of CNY 882.16 million, and also posted a full-year 2025 profit of CNY 40.53 million compared with CNY 1.58 billion previously. Alongside these sharply weaker results, the board decided to temporarily suspend the second-half 2025 cash dividend to preserve capital for potential credit volatility and technology investment. With earnings weakening...